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First Secure Bank and Trust Co.: Tier 1 Risk-Based Capital Ratio

13.68% Ranks #1,218 of 2,136 U.S. banks · 43rd percentile

Data as of · sourced from FFIEC call reports. How we update

First Secure Bank and Trust Co. reported a tier 1 risk-based capital ratio of 13.68% as of Q2 2026, ranking #1,218 of 2,136 U.S. banks (43rd percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 13.68%
Q1 2026 14.22%
Q4 2025 14.01%
Q3 2025 14.55%
Q2 2025 14.30%
Q1 2025 13.49%
Q4 2024 13.50%
Q3 2024 13.16%
Q2 2024 13.62%
Q1 2024 13.32%
Q4 2023 13.10%
Q3 2023 13.28%

National Context

Latest value 13.68%
National rank#1,218 of 2,136
Percentile 43rd
12-quarter low13.10%
12-quarter high14.55%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is First Secure Bank and Trust Co.'s Tier 1 Risk-Based Capital Ratio?

First Secure Bank and Trust Co.'s Tier 1 Risk-Based Capital Ratio was 13.68% as of Q2 2026, ranking #1218 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Secure Bank and Trust Co. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22536) · FFIEC NIC profile (RSSD 25647)