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First State Bank: Return on Average Equity

9.31% Ranks #2,587 of 3,651 U.S. banks · 29th percentile

Data as of · sourced from FFIEC call reports. How we update

First State Bank reported a return on average equity of 9.31% as of Q2 2026, ranking #2,587 of 3,651 U.S. banks (29th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 9.31%
Q1 2026 8.65%
Q4 2025 9.01%
Q3 2025 9.08%
Q2 2025 -0.69%
Q1 2025 9.82%
Q4 2024 10.05%
Q3 2024 9.21%
Q2 2024 12.19%
Q1 2024 12.13%
Q4 2023 12.15%
Q3 2023 11.83%

National Context

Latest value 9.31%
National rank#2,587 of 3,651
Percentile 29th
12-quarter low-0.69%
12-quarter high12.19%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is First State Bank's Return on Average Equity?

First State Bank's Return on Average Equity was 9.31% as of Q2 2026, ranking #2587 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8522) · FFIEC NIC profile (RSSD 795249)