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First State Bank of Golva: Return on Equity

37.05% Ranks #35 of 3,614 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

First State Bank of Golva reported a return on equity of 37.05% as of Q2 2026, ranking #35 of 3,614 U.S. banks (99th percentile). That is down 5.54 percentage points from 42.59% a year earlier, and above the 12.32% median of the 1,871 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 37.05%
Q1 2026 35.48%
Q4 2025 40.25%
Q3 2025 42.57%
Q2 2025 42.59%
Q1 2025 45.34%
Q4 2024 40.07%
Q3 2024 54.10%
Q2 2024 53.10%
Q1 2024 57.35%
Q4 2023 45.16%
Q3 2023 78.07%

National Context

Latest value 37.05%
National rank#35 of 3,614
Percentile 99th
12-quarter low35.48%
12-quarter high78.07%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is First State Bank of Golva's Return on Equity?

First State Bank of Golva's Return on Equity was 37.05% as of Q2 2026, ranking #35 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First State Bank of Golva profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 10243) · FFIEC NIC profile (RSSD 931159)