First State Bank of Porter: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First State Bank of Porter of Porter, IN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 1.34% | -0.52% | 24th bottom |
| ROAE | 5.94% | 13.32% | -7.38% | 17th bottom |
| Net Interest Margin | 3.48% | 3.93% | -0.45% | 26th below |
| Efficiency Ratio | 71.70% | 61.13% | +10.57% | 25th below |
| PPNR / Avg Assets | 0.87% | 1.68% | -0.81% | 17th bottom |
| Yield on Earning Assets | 4.68% | 5.67% | -0.99% | 13th bottom |
| Cost of Funds | 1.39% | 1.88% | -0.49% | 75th top |
| Net Interest Spread | 3.00% | 3.32% | -0.32% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.09% | 0.94% | +1.15% | 12th bottom |
| NPA / Total Assets | 0.98% | 0.70% | +0.28% | 21st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 44th below |
| ACL / Total Loans | 1.30% | 1.28% | +0.02% | 62nd above |
| ACL / NPLs (Coverage) | 62.09% | 1546.38% | -1484.29% | 15th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.57% | 7.34% | -0.77% | 33rd below |
| Provision / NCO | -333.33% | 1395.28% | -1728.61% | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.80% | 12.14% | +4.66% | 92nd top |
| Equity / Assets | 14.29% | 11.36% | +2.93% | 86th top |
| TCE / Tangible Assets | 14.29% | 11.08% | +3.21% | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.91% | 80.67% | -25.76% | 88th top |
| Core Deposit Ratio | 90.70% | 86.85% | +3.85% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.86% | 6.84% | -3.98% | 39th below |
| Loan Growth (Y/Y) | 1.19% | 7.92% | -6.73% | 27th below |
| Deposit Growth (Y/Y) | 1.60% | 6.29% | -4.69% | 33rd below |
See First State Bank of Porter's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First State Bank of Porter, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First State Bank of Porter profile, how to read a UBPR, or how this data updates.