First Western Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Western Bank of Booneville, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.25% | -0.16% | 37th below |
| ROAE | 12.58% | 12.22% | +0.36% | 50th above |
| Net Interest Margin | 3.97% | 3.95% | +0.02% | 51st above |
| Efficiency Ratio | 68.92% | 63.71% | +5.21% | 30th below |
| PPNR / Avg Assets | 1.32% | — | — | 34th below |
| Yield on Earning Assets | 6.40% | 5.67% | +0.73% | 84th top |
| Cost of Funds | 2.52% | 1.87% | +0.65% | 14th bottom |
| Net Interest Spread | 3.47% | — | — | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.76% | 0.88% | -0.12% | 35th below |
| NPA / Total Assets | 0.67% | — | — | 32nd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 0.92% | — | — | 19th bottom |
| ACL / NPLs (Coverage) | 121.85% | — | — | 33rd below |
| Texas Ratio | 7.00% | 5.96% | +1.04% | 26th below |
| Provision / NCO | 0.00% | — | — | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.88% | 17.18% | -5.30% | 16th bottom |
| Tier 1 Ratio | 11.88% | 17.21% | -5.33% | 15th bottom |
| Total Capital Ratio | 12.90% | — | — | 15th bottom |
| Leverage Ratio | 8.90% | 11.75% | -2.85% | 11th bottom |
| Equity / Assets | 8.82% | 10.98% | -2.16% | 24th bottom |
| TCE / Tangible Assets | 8.76% | — | — | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.36% | 80.44% | +15.92% | 16th bottom |
| Core Deposit Ratio | 77.67% | 86.95% | -9.28% | 12th bottom |
| Wholesale Funding Ratio | 5.17% | — | — | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.88% | — | — | 68th above |
| Loan Growth (Y/Y) | 13.48% | — | — | 83rd top |
| Deposit Growth (Y/Y) | 1.01% | — | — | 29th below |
See First Western Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Western Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Western Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Western Bank peer analysis.