FirstBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FirstBank of Nashville, TN against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.34% | +0.15% | 65th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.23% | 12.25% | -0.02% | 63rd above |
| Net Interest Margin | 3.96% | 3.68% | +0.28% | 75th top |
| Efficiency Ratio | 50.18% | 53.86% | -3.68% | 64th above |
| PPNR / Avg Assets | 2.10% | — | — | 69th above |
| Yield on Earning Assets | 6.02% | 5.58% | +0.44% | 86th top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.95% | 1.99% | -0.04% | 48th below |
| Net Interest Spread | 3.31% | — | — | 75th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.40% | 1.09% | +0.31% | 15th bottom |
| NPA / Total Assets | 1.12% | — | — | 14th bottom |
| NCO / Avg Loans | 0.06% | 0.36% | -0.30% | 73rd above |
| ACL / Total Loans | 1.49% | — | — | 87th top |
| ACL / NPLs (Coverage) | 106.16% | — | — | 21st bottom |
| Texas Ratio | 8.29% | 5.43% | +2.86% | 13th bottom |
| Provision / NCO | 513.76% | — | — | 91st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.29% | 14.50% | -3.21% | 6th bottom |
| Tier 1 Ratio | 11.29% | 14.60% | -3.31% | 6th bottom |
| Total Capital Ratio | 12.54% | — | — | 10th bottom |
| Leverage Ratio | 10.35% | 10.26% | +0.09% | 55th above |
| Equity / Assets | 11.75% | 11.55% | +0.20% | 56th above |
| TCE / Tangible Assets | 9.71% | — | — | 56th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.95% | 83.97% | +6.98% | 30th below |
| Core Deposit Ratio | 86.62% | 86.78% | -0.16% | 32nd below |
| Uninsured Deposit Ratio | 42.74% | 38.93% | +3.81% | 38th below |
| Wholesale Funding Ratio | 1.37% | — | — | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 25.79% | — | — | 87th top |
| Loan Growth (Y/Y) | 30.39% | — | — | 90th top |
| Deposit Growth (Y/Y) | 25.52% | — | — | 88th top |
See FirstBank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FirstBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FirstBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the FirstBank peer analysis.