Firstier Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to total assets rose 0.69 percentage points in Q2 2026 to 11.72%, the biggest move on this page. Within Nebraska, Firstier Bank is 33rd of 57 on CET1 ratio, 13.34% as of Q2 2026. The median for banks in the $1B-10B asset tier is 13.49% on CET1 ratio; Firstier Bank reported 13.34% for Q2 2026, nearly level with it.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.34% |
| Tier 1 risk-based capital ratio | 13.34% |
| Total risk-based capital ratio | 14.60% |
| Tier 1 leverage ratio | 11.43% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $124.1M |
| Tier 1 capital | $124.1M |
| Total risk-based capital | $135.7M |
| Total equity capital | $122.9M |
| Risk-weighted assets | $929.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.72% |
| Tangible equity to tangible assets | 11.72% |
| Equity capital to average assets | 11.32% |
| Internal capital growth rate | 2.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.2M |
| Common stock surplus | $71.3M |
| Retained earnings | $50.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.17% | 13.17% | 14.42% | 11.85% | $840.1M |
| Q4 2023 | 13.66% | 13.66% | 14.91% | 12.25% | $839.8M |
| Q1 2024 | 14.16% | 14.16% | 15.42% | 12.60% | $844.7M |
| Q2 2024 | 14.00% | 14.00% | 15.26% | 12.05% | $832.8M |
| Q3 2024 | 14.18% | 14.18% | 15.43% | 12.77% | $850.3M |
| Q4 2024 | 14.42% | 14.42% | 15.67% | 13.77% | $856.4M |
| Q1 2025 | 14.51% | 14.51% | 15.77% | 13.45% | $871.1M |
| Q2 2025 | 13.53% | 13.53% | 14.78% | 12.21% | $918.0M |
| Q3 2025 | 13.32% | 13.32% | 14.58% | 11.72% | $926.3M |
| Q4 2025 | 12.85% | 12.85% | 14.10% | 11.24% | $945.2M |
| Q1 2026 | 13.14% | 13.14% | 14.40% | 11.13% | $939.0M |
| Q2 2026 | 13.34% | 13.34% | 14.60% | 11.43% | $929.9M |
Firstier Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Firstier Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Firstier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17478) · FFIEC NIC profile (RSSD 536554)