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FNB Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

On its Q2 2026 filing, FNB Bank reported 19 of the 23 line items on this page. Total deposits was $235.0M in Q2 2026, up 11.2% from $211.2M in Q2 2025. That is 86.9% of its total assets. Across the 12 quarters shown it ranged from $211.2M (Q2 2025) to $252.8M (Q1 2026).

What the deposit base page covers and where each line comes from.

Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.

The standout move of Q2 2026 was in Loans and leases to core deposits: 3.89 percentage points higher than in Q1 2026, at 82.42%. Within Kansas, FNB Bank is 74th of 182 on total deposits, $235.0M as of Q2 2026. FNB Bank reported $235.0M on total deposits for Q2 2026, 15% below the $276.0M median for banks in the $100M-1B asset tier.

Deposit totals

Deposit totals for FNB Bank, Q2 2026
Line item Q2 2026
Total deposits $235.0M
Domestic office deposits $235.0M
Foreign office deposits —
Deposits to total assets 86.94%
Deposits to total liabilities 95.32%

Deposit composition

Deposit composition for FNB Bank, Q2 2026
Line item Q2 2026
Demand deposits $117.3M
Savings deposits $59.5M
Transaction accounts to domestic deposits 49.94%
Time deposits $17K
Time deposits under $100k $9.5M
Time deposits $100k to $250k $13.9M
Time deposits over $250k $15.5M
Noninterest-bearing share of deposits 20.95%

Stability of funding

Stability of funding for FNB Bank, Q2 2026
Line item Q2 2026
Core deposits $219.5M
Core deposits to total deposits 93.41%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $1K
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for FNB Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 1.69%
Interest expense on deposits $804K
Loans and leases to core deposits 82.42%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, FNB Bank, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $233.1M 95.87% 0.00% 1.75%
Q4 2023 $231.9M 95.85% 0.00% 1.87%
Q1 2024 $221.9M 95.61% 0.00% 1.93%
Q2 2024 $215.2M 95.70% 0.01% 1.98%
Q3 2024 $212.6M 95.23% 0.01% 1.97%
Q4 2024 $227.6M 95.45% 0.01% 1.78%
Q1 2025 $218.4M 95.16% 0.01% 1.72%
Q2 2025 $211.2M 94.84% 0.01% 1.84%
Q3 2025 $216.0M 93.85% 0.01% 1.88%
Q4 2025 $237.5M 93.60% 0.00% 1.69%
Q1 2026 $252.8M 93.78% 0.00% 1.65%
Q2 2026 $235.0M 93.41% 0.00% 1.69%

FNB Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, Q2 2026. How these pages are built. See the full FNB Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 14420) · FFIEC NIC profile (RSSD 805250)