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FNBC Bank and Trust: Off-Balance-Sheet Exposure

Data as of · Call Report Schedules RC-L and RC-R How we update

Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.

In Q2 2026, Unused loan commitments edged up by 1.8%, from $30.7M to $31.2M, the largest move among the key lines here.

Commitments

Commitments for FNBC Bank and Trust, Q2 2026
Line item Q2 2026
Unused loan commitments $31.2M
Letters of credit $169K

Trading positions

Trading positions for FNBC Bank and Trust, Q2 2026
Line item Q2 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, FNBC Bank and Trust, oldest first
Quarter Unused commitmentsLetters of credit
Q3 2023 $28.2M $515K
Q4 2023 $29.5M $515K
Q1 2024 $28.8M $515K
Q2 2024 $29.3M $228K
Q3 2024 $29.7M $228K
Q4 2024 $29.8M $228K
Q1 2025 $30.4M $181K
Q2 2025 $29.6M $169K
Q3 2025 $30.8M $169K
Q4 2025 $31.2M $169K
Q1 2026 $30.7M $169K
Q2 2026 $31.2M $169K

FNBC Bank and Trust off-balance-sheet exposure, all the way back

Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FNBC Bank and Trust profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 11306) · FFIEC NIC profile (RSSD 608844)