The Fort Jennings State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Fort Jennings State Bank of Fort Jennings, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.35% | 1.34% | +0.01% | 55th above |
| ROAE | 11.13% | 13.31% | -2.18% | 43rd below |
| Net Interest Margin | 4.48% | 3.93% | +0.55% | 78th top |
| Efficiency Ratio | 58.04% | 61.14% | -3.10% | 60th above |
| PPNR / Avg Assets | 1.88% | 1.68% | +0.20% | 66th above |
| Yield on Earning Assets | 5.90% | 5.67% | +0.23% | 64th above |
| Cost of Funds | 1.57% | 1.88% | -0.31% | 65th above |
| Net Interest Spread | 3.75% | 3.32% | +0.43% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.73% | 0.94% | -0.21% | 36th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.54% | 0.70% | -0.16% | 36th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.10% | 0.16% | -0.06% | 19th bottom |
| ACL / Total Loans | 2.67% | 1.28% | +1.39% | 97th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 365.93% | 1539.03% | -1173.10% | 65th above |
| Texas Ratio | 8.50% | 7.33% | +1.17% | 26th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 263.16% | 1395.97% | -1132.81% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.71% | 12.14% | +0.57% | 72nd above |
| Equity / Assets | 12.28% | 11.37% | +0.91% | 73rd above |
| TCE / Tangible Assets | 12.17% | 11.09% | +1.08% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.43% | 80.64% | +4.79% | 39th below |
| Core Deposit Ratio | 90.70% | 86.86% | +3.84% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.03% | 6.85% | +1.18% | 75th top |
| Loan Growth (Y/Y) | 3.69% | 7.90% | -4.21% | 40th below |
| Deposit Growth (Y/Y) | 7.48% | 6.29% | +1.19% | 73rd above |
See The Fort Jennings State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Fort Jennings State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Fort Jennings State Bank profile, how to read a UBPR, or how this data updates.