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Franklin Savings Bank: Tier 1 Risk-Based Capital Ratio

22.03% Ranks #248 of 2,136 U.S. banks · 88th percentile

Data as of · sourced from FFIEC call reports. How we update

Franklin Savings Bank reported a tier 1 risk-based capital ratio of 22.03% as of Q2 2026, ranking #248 of 2,136 U.S. banks (88th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 22.03%
Q1 2026 22.23%
Q4 2025 21.94%
Q3 2025 22.21%
Q2 2025 22.29%
Q1 2025 22.82%
Q4 2024 22.62%
Q3 2024 23.13%
Q2 2024 23.91%
Q1 2024 24.53%
Q4 2023 24.90%
Q3 2023 25.58%

National Context

Latest value 22.03%
National rank#248 of 2,136
Percentile 88th
12-quarter low21.94%
12-quarter high25.58%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Franklin Savings Bank's Tier 1 Risk-Based Capital Ratio?

Franklin Savings Bank's Tier 1 Risk-Based Capital Ratio was 22.03% as of Q2 2026, ranking #248 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Franklin Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 19836) · FFIEC NIC profile (RSSD 228000)