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The Freedom Bank of Virginia: Return on Equity

2.96% Ranks #3,384 of 3,614 U.S. banks · 6th percentile

Data as of · sourced from FFIEC call reports. How we update

The Freedom Bank of Virginia reported a return on equity of 2.96% as of Q2 2026, ranking #3,384 of 3,614 U.S. banks (6th percentile). That is down 2.13 percentage points from 5.08% a year earlier, and below the 12.58% median of the 855 Large Community Banks ($1B–$10B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 2.96%
Q1 2026 6.16%
Q4 2025 -12.44%
Q3 2025 5.86%
Q2 2025 5.08%
Q1 2025 9.64%
Q4 2024 6.41%
Q3 2024 3.04%
Q2 2024 10.06%
Q1 2024 6.78%
Q4 2023 -6.85%
Q3 2023 6.96%

National Context

Latest value 2.96%
National rank#3,384 of 3,614
Percentile 6th
12-quarter low-12.44%
12-quarter high10.06%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is The Freedom Bank of Virginia's Return on Equity?

The Freedom Bank of Virginia's Return on Equity was 2.96% as of Q2 2026, ranking #3384 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Freedom Bank of Virginia profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57184) · FFIEC NIC profile (RSSD 3019982)