Generations Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Generations Bank of Rogers, AR against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.26% | 1.34% | -0.08% | 46th below |
| ROAE | 11.50% | 12.34% | -0.84% | 43rd below |
| Net Interest Margin | 4.20% | 3.83% | +0.37% | 79th top |
| Efficiency Ratio | 55.58% | 58.97% | -3.39% | 58th above |
| PPNR / Avg Assets | 2.07% | — | — | 71st above |
| Yield on Earning Assets | 6.67% | 5.71% | +0.96% | 92nd top |
| Cost of Funds | 2.78% | 2.02% | +0.76% | 12th bottom |
| Net Interest Spread | 3.56% | — | — | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.51% | 0.87% | +0.64% | 15th bottom |
| NPA / Total Assets | 1.09% | — | — | 18th bottom |
| NCO / Avg Loans | 1.40% | 0.43% | +0.97% | 3rd bottom |
| ACL / Total Loans | 0.91% | — | — | 20th bottom |
| ACL / NPLs (Coverage) | 60.36% | — | — | 10th bottom |
| Texas Ratio | 9.38% | 5.48% | +3.90% | 18th bottom |
| Provision / NCO | 48.11% | — | — | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.71% | 14.99% | -3.28% | 19th bottom |
| Tier 1 Ratio | 11.71% | 15.02% | -3.31% | 18th bottom |
| Total Capital Ratio | 12.42% | — | — | 15th bottom |
| Leverage Ratio | 11.51% | 11.11% | +0.40% | 70th above |
| Equity / Assets | 11.26% | 11.02% | +0.24% | 64th above |
| TCE / Tangible Assets | 11.02% | — | — | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.94% | 86.99% | -5.05% | 65th above |
| Core Deposit Ratio | 78.38% | 85.57% | -7.19% | 18th bottom |
| Uninsured Deposit Ratio | 33.75% | 33.19% | +0.56% | 42nd below |
| Wholesale Funding Ratio | 2.52% | — | — | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.68% | — | — | 59th above |
| Loan Growth (Y/Y) | 9.52% | — | — | 71st above |
| Deposit Growth (Y/Y) | 6.56% | — | — | 59th above |
See Generations Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Generations Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Generations Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Generations Bank peer analysis.