The Genoa Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Genoa Banking Company of Genoa, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.35% | -0.42% | 30th below |
| ROAE | 12.83% | 12.05% | +0.78% | 53rd above |
| Net Interest Margin | 3.97% | 3.90% | +0.07% | 52nd above |
| Efficiency Ratio | 69.73% | 63.15% | +6.58% | 29th below |
| PPNR / Avg Assets | 1.28% | 1.64% | -0.36% | 33rd below |
| Yield on Earning Assets | 5.96% | 5.65% | +0.31% | 67th above |
| Cost of Funds | 2.05% | 1.85% | +0.20% | 34th below |
| Net Interest Spread | 3.28% | 3.35% | -0.07% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.92% | -0.91% | 84th top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 85th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 29th below |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 28th below |
| ACL / NPLs (Coverage) | 9246.03% | 1641.90% | +7604.13% | — |
| Texas Ratio | 0.10% | 7.15% | -7.05% | 87th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 332.48% | 1189.72% | -857.24% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.95% | 20.84% | -9.89% | 8th bottom |
| Tier 1 Ratio | 10.95% | 20.87% | -9.92% | 8th bottom |
| Total Capital Ratio | 12.13% | 21.94% | -9.81% | 9th bottom |
| Leverage Ratio | 7.58% | 12.47% | -4.89% | 1st bottom |
| Equity / Assets | 7.33% | 11.67% | -4.34% | 8th bottom |
| TCE / Tangible Assets | 7.33% | 11.40% | -4.07% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.76% | 78.64% | +7.12% | 38th below |
| Core Deposit Ratio | 84.12% | 87.09% | -2.97% | 27th below |
| Wholesale Funding Ratio | 2.58% | 5.11% | -2.53% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.67% | 6.47% | -1.80% | 52nd above |
| Loan Growth (Y/Y) | 9.57% | 7.64% | +1.93% | 72nd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.26% | 6.02% | -1.76% | 52nd above |
See The Genoa Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Genoa Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Genoa Banking Company profile, how to read a UBPR, or how this data updates.