Glacier Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Glacier Bank of Kalispell, MT against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.29% | 1.34% | -0.05% | 47th below |
| ROAE | 9.52% | 12.25% | -2.73% | 32nd below |
| Net Interest Margin | 3.98% | 3.68% | +0.30% | 77th top |
| Efficiency Ratio | 55.37% | 53.86% | +1.51% | 44th below |
| PPNR / Avg Assets | 1.72% | — | — | 41st below |
| Yield on Earning Assets | 5.18% | 5.58% | -0.40% | 38th below |
| Cost of Funds | 1.29% | 1.99% | -0.70% | 85th top |
| Net Interest Spread | 3.41% | — | — | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.42% | 1.09% | -0.67% | 79th top |
| NPA / Total Assets | 0.29% | — | — | 78th top |
| NCO / Avg Loans | 0.11% | 0.36% | -0.25% | 53rd above |
| ACL / Total Loans | 1.21% | — | — | 58th above |
| ACL / NPLs (Coverage) | 287.93% | — | — | 78th top |
| Texas Ratio | 2.73% | 5.43% | -2.70% | 73rd above |
| Provision / NCO | 108.24% | — | — | 46th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 12.99% | 14.50% | -1.51% | 51st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 12.99% | 14.60% | -1.61% | 50th above |
| Total Capital Ratio | 14.21% | — | — | 53rd above |
| Leverage Ratio | 10.10% | 10.26% | -0.16% | 45th below |
| Equity / Assets | 13.70% | 11.55% | +2.15% | 83rd top |
| TCE / Tangible Assets | 9.48% | — | — | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 86.11% | 83.97% | +2.14% | 54th above |
| Core Deposit Ratio | 94.07% | 86.78% | +7.29% | 71st above |
| Uninsured Deposit Ratio | 33.97% | 38.93% | -4.96% | 63rd above |
| Wholesale Funding Ratio | 6.45% | — | — | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.94% | — | — | 68th above |
| Loan Growth (Y/Y) | 15.22% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 14.01% | — | — | 74th above |
See Glacier Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Glacier Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Glacier Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Glacier Bank peer analysis.