GN Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks GN Bank of Chicago, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 3.14% | -1.84% | 63rd above |
| ROAE Behind the peer average, ahead of the median peer. | 8.80% | 10.42% | -1.62% | 52nd above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.87% | 3.93% | -0.06% | 50th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 73.63% | 76.31% | -2.68% | 43rd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.30% | 1.40% | -0.10% | 53rd above |
| Yield on Earning Assets | 4.78% | 5.35% | -0.57% | 31st below |
| Cost of Funds | 1.04% | 1.71% | -0.67% | 77th top |
| Net Interest Spread | 3.63% | 3.31% | +0.32% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 13.11% | 1.32% | +11.79% | 1st bottom |
| NPA / Total Assets | 5.91% | 0.70% | +5.21% | 2nd bottom |
| NCO / Avg Loans | 0.27% | 0.10% | +0.17% | 9th bottom |
| ACL / Total Loans | 0.91% | 1.49% | -0.58% | 22nd bottom |
| ACL / NPLs (Coverage) | 6.93% | 866.25% | -859.32% | 1st bottom |
| Texas Ratio | 37.94% | 8.20% | +29.74% | 4th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 89.12% | 315.29% | -226.17% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 16.06% | 17.61% | -1.55% | 70th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.19% | 16.43% | -1.24% | 67th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.19% | 16.18% | -0.99% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 49.56% | 72.87% | -23.31% | 72nd above |
| Core Deposit Ratio | 93.77% | 88.21% | +5.56% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.49% | 4.32% | -10.81% | 8th bottom |
| Loan Growth (Y/Y) | -18.09% | 6.76% | -24.85% | 3rd bottom |
| Deposit Growth (Y/Y) | -7.74% | 3.79% | -11.53% | 7th bottom |
See GN Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock GN Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full GN Bank profile, how to read a UBPR, or how this data updates.