Gnbank, N.A. dba Gnbank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 10.6% in Q2 2026, from -$6.5M to -$5.9M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.56% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $123.2M |
| Tier 1 capital | $123.2M |
| Total risk-based capital | — |
| Total equity capital | $128.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.22% |
| Tangible equity to tangible assets | 11.00% |
| Equity capital to average assets | 11.95% |
| Internal capital growth rate | 11.24% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $39.0M |
| Retained earnings | $95.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.25% | 9.11% | 7.71% |
| Q4 2023 | 10.59% | 9.98% | 8.62% |
| Q1 2024 | 10.71% | 9.96% | 8.62% |
| Q2 2024 | 10.85% | 10.26% | 8.90% |
| Q3 2024 | 11.28% | 11.34% | 9.99% |
| Q4 2024 | 11.32% | 11.08% | 9.75% |
| Q1 2025 | 11.63% | 11.84% | 10.50% |
| Q2 2025 | 11.90% | 12.05% | 10.73% |
| Q3 2025 | 12.18% | 12.59% | 11.28% |
| Q4 2025 | 12.24% | 12.44% | 11.18% |
| Q1 2026 | 11.49% | 11.65% | 10.44% |
| Q2 2026 | 11.56% | 12.22% | 11.00% |
Gnbank, N.A. dba Gnbank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Gnbank, N.A. dba Gnbank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Gnbank, N.A. dba Gnbank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4673) · FFIEC NIC profile (RSSD 928056)