Golden Belt Bank, FSA: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 4.8% from Q1 2026 to Q2 2026, ending at -$2.7M against -$2.6M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.07% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $37.4M |
| Tier 1 capital | $37.4M |
| Total risk-based capital | — |
| Total equity capital | $38.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.22% |
| Tangible equity to tangible assets | 9.66% |
| Equity capital to average assets | 10.20% |
| Internal capital growth rate | 13.71% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $338K |
| Common stock surplus | $0 |
| Retained earnings | $40.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.81% | 9.96% | 9.25% |
| Q4 2023 | 12.32% | 10.52% | 9.83% |
| Q1 2024 | 11.81% | 10.67% | 9.98% |
| Q2 2024 | 11.86% | 10.62% | 9.96% |
| Q3 2024 | 11.46% | 10.97% | 10.34% |
| Q4 2024 | 11.17% | 10.58% | 9.95% |
| Q1 2025 | 11.19% | 10.72% | 10.09% |
| Q2 2025 | 11.19% | 10.58% | 9.98% |
| Q3 2025 | 11.03% | 10.84% | 10.26% |
| Q4 2025 | 11.04% | 11.03% | 10.45% |
| Q1 2026 | 9.86% | 10.07% | 9.49% |
| Q2 2026 | 10.07% | 10.22% | 9.66% |
Golden Belt Bank, FSA regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Golden Belt Bank, FSA, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Golden Belt Bank, FSA profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28735) · FFIEC NIC profile (RSSD 148171)