Golden Valley Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 16.5% in Q2 2026, from $27.3M to $31.8M. It was the largest change from Q1 2026 among the key lines here. Golden Valley Bank ranks 71st of 114 California banks on total deposits, in the lower half at $553.2M (Q2 2026). Golden Valley Bank's total deposits of $553.2M is well above the $279.6M median for banks in the $100M-1B asset tier, a gap of 98% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $553.2M |
| Domestic office deposits | $553.2M |
| Foreign office deposits | — |
| Deposits to total assets | 91.48% |
| Deposits to total liabilities | 99.35% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $177.6M |
| Savings deposits | $23.7M |
| Transaction accounts to domestic deposits | 42.40% |
| Time deposits | $14K |
| Time deposits under $100k | $9.2M |
| Time deposits $100k to $250k | $31.8M |
| Time deposits over $250k | $35.6M |
| Noninterest-bearing share of deposits | 31.64% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $517.6M |
| Core deposits to total deposits | 93.56% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.97% |
| Interest expense on deposits | $1.8M |
| Loans and leases to core deposits | 57.14% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $470.8M | 93.68% | 0.00% | 1.65% |
| Q4 2023 | $448.0M | 94.81% | 0.00% | 1.79% |
| Q1 2024 | $445.1M | 96.22% | 0.00% | 2.02% |
| Q2 2024 | $450.5M | 96.15% | 0.00% | 2.04% |
| Q3 2024 | $454.6M | 96.20% | 0.00% | 2.17% |
| Q4 2024 | $491.9M | 96.34% | 0.00% | 2.24% |
| Q1 2025 | $528.7M | 95.95% | 0.00% | 2.13% |
| Q2 2025 | $535.0M | 94.85% | 0.00% | 2.11% |
| Q3 2025 | $527.7M | 93.54% | 0.00% | 2.06% |
| Q4 2025 | $541.8M | 93.99% | 0.00% | 2.01% |
| Q1 2026 | $525.8M | 93.84% | 0.00% | 1.89% |
| Q2 2026 | $553.2M | 93.56% | 0.00% | 1.97% |
Golden Valley Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Golden Valley Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Golden Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58278) · FFIEC NIC profile (RSSD 3440803)