Grand Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grand Bank of Tulsa, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.34% | +0.20% | 66th above |
| ROAE | 16.60% | 13.31% | +3.29% | 74th above |
| Net Interest Margin | 4.34% | 3.93% | +0.41% | 72nd above |
| Efficiency Ratio | 51.66% | 61.15% | -9.49% | 77th top |
| PPNR / Avg Assets | 2.06% | 1.68% | +0.38% | 75th top |
| Yield on Earning Assets | 6.00% | 5.67% | +0.33% | 68th above |
| Cost of Funds | 1.79% | 1.88% | -0.09% | 51st above |
| Net Interest Spread | 3.43% | 3.32% | +0.11% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.59% | 1.28% | +0.31% | 83rd top |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.56% | 19.51% | -6.95% | 23rd bottom |
| Tier 1 Ratio | 12.56% | 19.54% | -6.98% | 23rd bottom |
| Total Capital Ratio | 13.81% | 20.63% | -6.82% | 24th bottom |
| Leverage Ratio | 10.33% | 12.14% | -1.81% | 39th below |
| Equity / Assets | 9.28% | 11.38% | -2.10% | 31st below |
| TCE / Tangible Assets | 9.28% | 11.09% | -1.81% | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.18% | 80.63% | +10.55% | 26th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.07% | 86.86% | +0.21% | 39th below |
| Wholesale Funding Ratio | 3.51% | 5.03% | -1.52% | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.25% | 6.85% | +0.40% | 71st above |
| Loan Growth (Y/Y) | 10.27% | 7.90% | +2.37% | 74th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.09% | 6.29% | -1.20% | 58th above |
See Grand Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grand Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grand Bank profile, how to read a UBPR, or how this data updates.