Grant County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grant County Bank of Ulysses, KS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.68% | 1.34% | +0.34% | 73rd above |
| ROAE | 14.17% | 13.31% | +0.86% | 61st above |
| Net Interest Margin | 3.53% | 3.93% | -0.40% | 28th below |
| Efficiency Ratio | 62.05% | 61.14% | +0.91% | 48th below |
| PPNR / Avg Assets | 1.70% | 1.68% | +0.02% | 57th above |
| Yield on Earning Assets | 5.27% | 5.67% | -0.40% | 34th below |
| Cost of Funds | 1.99% | 1.88% | +0.11% | 38th below |
| Net Interest Spread | 3.06% | 3.32% | -0.26% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.95% | 0.94% | +1.01% | 13th bottom |
| NPA / Total Assets | 1.15% | 0.70% | +0.45% | 17th bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 78th top |
| ACL / Total Loans | 2.28% | 1.28% | +1.00% | 96th top |
| ACL / NPLs (Coverage) | 116.82% | 1539.12% | -1422.30% | 33rd below |
| Texas Ratio | 9.01% | 7.33% | +1.68% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.34% | 12.14% | +1.20% | 77th top |
| Equity / Assets | 12.20% | 11.37% | +0.83% | 73rd above |
| TCE / Tangible Assets | 12.20% | 11.09% | +1.11% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.98% | 80.64% | -11.66% | 72nd above |
| Core Deposit Ratio | 78.29% | 86.86% | -8.57% | 13th bottom |
| Wholesale Funding Ratio | 2.72% | 5.03% | -2.31% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.01% | 6.85% | -9.86% | 8th bottom |
| Loan Growth (Y/Y) | -0.75% | 7.91% | -8.66% | 20th bottom |
| Deposit Growth (Y/Y) | 0.26% | 6.29% | -6.03% | 24th bottom |
See Grant County Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grant County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grant County Bank profile, how to read a UBPR, or how this data updates.