The Granville National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Granville National Bank of Granville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 1.34% | -0.03% | 53rd above |
| ROAE Behind the peer average, ahead of the median peer. | 12.55% | 13.31% | -0.76% | 51st above |
| Net Interest Margin | 3.42% | 3.93% | -0.51% | 25th below |
| Efficiency Ratio | 49.43% | 61.14% | -11.71% | 81st top |
| PPNR / Avg Assets | 1.74% | 1.68% | +0.06% | 59th above |
| Yield on Earning Assets | 4.44% | 5.67% | -1.23% | 8th bottom |
| Cost of Funds | 1.11% | 1.88% | -0.77% | 88th top |
| Net Interest Spread | 3.06% | 3.32% | -0.26% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.21% | 0.94% | +1.27% | 11th bottom |
| NPA / Total Assets | 1.01% | 0.70% | +0.31% | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 34th below |
| ACL / Total Loans | 1.32% | 1.28% | +0.04% | 65th above |
| ACL / NPLs (Coverage) | 60.05% | 1538.86% | -1478.81% | 15th bottom |
| Texas Ratio | 9.44% | 7.33% | +2.11% | 24th bottom |
| Provision / NCO | 1200.00% | 1395.52% | -195.52% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.10% | 12.14% | -1.04% | 52nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.76% | 11.37% | -0.61% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.17% | 11.09% | -0.92% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.48% | 80.64% | -29.16% | 91st top |
| Core Deposit Ratio | 98.22% | 86.86% | +11.36% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.10% | 6.85% | -2.75% | 48th below |
| Loan Growth (Y/Y) | 4.47% | 7.90% | -3.43% | 45th below |
| Deposit Growth (Y/Y) | 3.39% | 6.29% | -2.90% | 45th below |
See The Granville National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Granville National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Granville National Bank profile, how to read a UBPR, or how this data updates.