Great American Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.67 percentage points higher than in Q1 2026, at 125.57%. On loan-to-deposit ratio, Great American Bank ranks 12th highest among the 182 banks headquartered in Kansas, at 102.53% (Q2 2026). Great American Bank reported 102.53% on loan-to-deposit ratio for Q2 2026, 21.69 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $56.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $59.5M |
| Fed funds sold and reverse repos | $38.1M |
| Fed funds sold and reverse repos to assets | 7.43% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.90% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.53% |
| Net loans and leases to deposits | 101.59% |
| Loans and leases to core deposits | 125.57% |
| Core deposits to total deposits | 81.65% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 117.04% | 93.99% | $0 | $62.0M |
| Q4 2023 | 121.58% | 93.66% | $0 | $65.0M |
| Q1 2024 | 114.03% | 91.85% | $0 | $40.5M |
| Q2 2024 | 110.70% | 91.75% | $0 | $36.0M |
| Q3 2024 | 101.17% | 81.03% | $0 | $23.0M |
| Q4 2024 | 96.30% | 81.55% | $0 | $23.0M |
| Q1 2025 | 95.89% | 82.01% | $0 | $23.0M |
| Q2 2025 | 98.10% | 82.09% | $0 | $23.0M |
| Q3 2025 | 94.62% | 81.90% | $0 | $20.0M |
| Q4 2025 | 98.27% | 82.07% | $0 | $20.0M |
| Q1 2026 | 100.38% | 82.35% | $0 | $20.0M |
| Q2 2026 | 102.53% | 81.65% | $0 | $20.0M |
Great American Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Great American Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great American Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35292) · FFIEC NIC profile (RSSD 2815879)