Great Plains Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 1007.07 percentage points lower than in Q1 2026, at 48.61%. Within South Dakota, Great Plains Bank is 33rd of 56 on return on assets, 1.27% as of Q2 2026, below the middle of the field. At 1.27%, Great Plains Bank's return on assets is close to the 1.25% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.69% |
| Equity capital to assets | 17.80% |
| Tangible equity to tangible assets | 17.80% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.49% |
| Non-performing assets ratio | 2.54% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 13.34% |
| Allowance for credit losses to loans | 1.70% |
| Reserve coverage of non-performing loans | 48.61% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 7.25% |
| Net interest margin | 3.82% |
| Efficiency ratio | 64.68% |
| Yield on earning assets | 5.47% |
| Cost of funds | 2.41% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.89% |
| Core deposits to total deposits | 90.28% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 80.14% |
| Securities to assets | 23.40% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.01% | 1.35% | 3.73% | 2.06% | 0.00% |
| Q4 2023 | 15.26% | 1.79% | 4.18% | 1.78% | 0.42% |
| Q1 2024 | 15.85% | 2.40% | 4.25% | 1.72% | 0.00% |
| Q2 2024 | 16.46% | 2.07% | 4.43% | 1.70% | 0.00% |
| Q3 2024 | 16.44% | 2.18% | 4.30% | 1.70% | -0.46% |
| Q4 2024 | 16.14% | 2.20% | 4.44% | 1.23% | 0.00% |
| Q1 2025 | 16.86% | 4.86% | 6.76% | 0.56% | 0.00% |
| Q2 2025 | 17.17% | 1.98% | 4.28% | 1.44% | 0.00% |
| Q3 2025 | 17.20% | 2.55% | 4.95% | 0.07% | 0.00% |
| Q4 2025 | 17.42% | 1.43% | 4.35% | 0.02% | 0.00% |
| Q1 2026 | 17.50% | 2.41% | 4.34% | 0.16% | 0.00% |
| Q2 2026 | 17.69% | 1.27% | 3.82% | 3.49% | 0.00% |
Great Plains Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Plains Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Plains Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 505) · FFIEC NIC profile (RSSD 589158)