Green Dot Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money to assets: 8.52 percentage points lower than in Q1 2026, at 0.00%. On loan-to-deposit ratio, Green Dot Bank is 2nd from the bottom among 44 Utah banks, 0.81% (Q2 2026). Green Dot Bank's loan-to-deposit ratio of 0.81% is well below the 88.20% median for banks in the $1B-10B asset tier, a gap of 87.39 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.32B |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $4.35B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 0.81% |
| Net loans and leases to deposits | 0.67% |
| Loans and leases to core deposits | 0.81% |
| Core deposits to total deposits | 94.76% |
| Brokered deposits to total deposits | 5.17% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 1.11% | 98.35% | $0 | $0 |
| Q4 2023 | 2.28% | 98.24% | $0 | $0 |
| Q1 2024 | 1.23% | 98.45% | $0 | $0 |
| Q2 2024 | 0.91% | 98.61% | $0 | $0 |
| Q3 2024 | 1.10% | 98.55% | $0 | $0 |
| Q4 2024 | 1.90% | 93.95% | $0 | $0 |
| Q1 2025 | 1.30% | 94.00% | $0 | $0 |
| Q2 2025 | 0.97% | 94.63% | $0 | $0 |
| Q3 2025 | 1.09% | 94.59% | $0 | $0 |
| Q4 2025 | 2.43% | 94.86% | $0 | $0 |
| Q1 2026 | 1.34% | 94.91% | $0 | $500.0M |
| Q2 2026 | 0.81% | 94.76% | $0 | $0 |
Green Dot Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Green Dot Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Green Dot Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22653) · FFIEC NIC profile (RSSD 243375)