Greenway Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Construction concentration (Tier 1 capital + allowance): 21.64 percentage points lower than in Q1 2026, at 86.60%. Within Ohio, Greenway Bank is 133rd of 156 on loan-to-deposit ratio, 63.87% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Greenway Bank sits 16.97 points lower, at 63.87% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $214.6M |
| Net loans and leases | $212.7M |
| Loans held for sale | $490K |
| Loans to total assets | 53.35% |
| Loan-to-deposit ratio | 63.87% |
| Net loans to equity capital | 6.46% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 20.44% |
| Multifamily (5+ residential) | 0.28% |
| Commercial and industrial | 14.87% |
| Consumer | 0.62% |
| Credit cards | 0.00% |
| Farm | 4.73% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 169.67% |
| Construction concentration (Tier 1 capital + allowance) | 86.60% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.21% |
| Interest income on loans | $3.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $93.4M | $147.2M | 4.62% | 8.77% | 0.94% |
| Q4 2023 | $100.2M | $170.3M | 7.76% | 7.28% | 0.93% |
| Q1 2024 | $106.0M | $214.1M | 6.08% | 7.52% | 0.92% |
| Q2 2024 | $127.2M | $214.9M | 13.58% | 11.70% | 0.75% |
| Q3 2024 | $134.9M | $250.9M | 13.54% | 10.34% | 0.76% |
| Q4 2024 | $149.5M | $292.8M | 14.51% | 10.19% | 0.66% |
| Q1 2025 | $167.8M | $306.0M | 12.87% | 11.37% | 0.67% |
| Q2 2025 | $188.3M | $342.6M | 16.28% | 11.66% | 0.65% |
| Q3 2025 | $194.4M | $343.0M | 16.59% | 12.48% | 0.71% |
| Q4 2025 | $201.2M | $320.1M | 16.41% | 13.48% | 0.64% |
| Q1 2026 | $207.4M | $320.1M | 15.76% | 14.38% | 0.65% |
| Q2 2026 | $214.6M | $336.0M | 20.44% | 14.87% | 0.62% |
Greenway Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenway Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenway Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29495) · FFIEC NIC profile (RSSD 380878)