Hancock County Savings Bank, F.S.B. — Tier 1 Leverage Ratio
Data as of · sourced from FFIEC call reports. How we update
Hancock County Savings Bank, F.S.B. reported a tier 1 leverage ratio of 18.69% as of Q1 2026 , ranking #171 of 3,914 U.S. banks (96th percentile) . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.
12-Quarter Trend
National Context
What is the Tier 1 Leverage Ratio?
The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets — unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.
Most US community banks report leverage ratios between 8% and 12%. Ratios below 5% warrant attention — the bank is heavily levered and thinly capitalized in absolute terms regardless of asset mix. The metric is most useful as a comparison to CET1: a wide gap (e.g., 15% CET1 vs 6% leverage) indicates an asset mix tilted toward low-risk-weighted securities or government-backed loans.
Full definition & formula →More Hancock County Savings Bank, F.S.B. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Hancock County Savings Bank, F.S.B. profile or how this data updates.