Haverhill Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.01 percentage points in Q2 2026, from 17.91% to 18.92%. It was the largest change from Q1 2026 among the key lines here. Haverhill Bank ranks 66th of 89 Massachusetts banks on total deposits, in the lower half at $507.6M (Q2 2026). Against a median of $277.3M for banks in the $100M-1B asset tier, Haverhill Bank reported $507.6M on total deposits in Q2 2026, 83% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $507.6M |
| Domestic office deposits | $507.6M |
| Foreign office deposits | — |
| Deposits to total assets | 79.71% |
| Deposits to total liabilities | 88.73% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $96.0M |
| Savings deposits | $52.0M |
| Transaction accounts to domestic deposits | 28.23% |
| Time deposits | $49K |
| Time deposits under $100k | $50.9M |
| Time deposits $100k to $250k | $60.3M |
| Time deposits over $250k | $137.7M |
| Noninterest-bearing share of deposits | 18.92% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $370.0M |
| Core deposits to total deposits | 72.88% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.47% |
| Interest expense on deposits | $2.6M |
| Loans and leases to core deposits | 126.86% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $485.6M | 78.99% | 0.00% | 2.08% |
| Q4 2023 | $489.7M | 78.06% | 0.00% | 2.40% |
| Q1 2024 | $496.7M | 78.80% | 0.00% | 2.63% |
| Q2 2024 | $500.9M | 78.03% | 0.00% | 2.82% |
| Q3 2024 | $500.6M | 76.21% | 0.00% | 2.97% |
| Q4 2024 | $508.0M | 74.78% | 0.00% | 3.01% |
| Q1 2025 | $512.3M | 74.46% | 0.00% | 2.85% |
| Q2 2025 | $512.8M | 73.29% | 0.00% | 2.77% |
| Q3 2025 | $515.8M | 73.73% | 0.00% | 2.75% |
| Q4 2025 | $520.4M | 73.22% | 0.00% | 2.62% |
| Q1 2026 | $512.7M | 73.00% | 0.00% | 2.52% |
| Q2 2026 | $507.6M | 72.88% | 0.00% | 2.47% |
Haverhill Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Haverhill Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Haverhill Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26411) · FFIEC NIC profile (RSSD 109574)