Hawthorn Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 68.9% in Q2 2026, from $94.4M to $29.4M. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Hawthorn Bank is 55th of 192 on loan-to-deposit ratio, 93.13% as of Q2 2026, above the middle of the field. Hawthorn Bank reported 93.13% on loan-to-deposit ratio for Q2 2026, 4.93 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $266.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $29.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.67% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.13% |
| Net loans and leases to deposits | 91.77% |
| Loans and leases to core deposits | 99.18% |
| Core deposits to total deposits | 93.64% |
| Brokered deposits to total deposits | 0.26% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.34% | 90.06% | $6.2M | $112.0M |
| Q4 2023 | 97.80% | 93.14% | $0 | $107.0M |
| Q1 2024 | 99.02% | 91.51% | $0 | $109.0M |
| Q2 2024 | 96.35% | 91.56% | $0 | $99.1M |
| Q3 2024 | 96.69% | 93.56% | $0 | $96.5M |
| Q4 2024 | 94.68% | 93.52% | $0 | $81.5M |
| Q1 2025 | 94.37% | 93.74% | $0 | $124.1M |
| Q2 2025 | 95.05% | 94.08% | $0 | $140.1M |
| Q3 2025 | 97.91% | 94.19% | $0 | $177.1M |
| Q4 2025 | 94.16% | 94.24% | $0 | $102.1M |
| Q1 2026 | 94.02% | 93.72% | $0 | $94.4M |
| Q2 2026 | 93.13% | 93.64% | $0 | $29.4M |
Hawthorn Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Hawthorn Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hawthorn Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10619) · FFIEC NIC profile (RSSD 508346)