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Heritage Bank of the Ozarks: Return on Average Equity

14.05% Ranks #1,438 of 3,648 U.S. banks · 61st percentile

Data as of · sourced from FFIEC call reports. How we update

Heritage Bank of the Ozarks reported a return on average equity of 14.05% as of Q2 2026, ranking #1,438 of 3,648 U.S. banks (61st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 14.05%
Q1 2026 13.27%
Q4 2025 12.48%
Q3 2025 15.15%
Q2 2025 18.78%
Q1 2025 14.87%
Q4 2024 15.71%
Q3 2024 15.47%
Q2 2024 12.96%
Q1 2024 11.41%
Q4 2023 12.94%
Q3 2023 11.99%

National Context

Latest value 14.05%
National rank#1,438 of 3,648
Percentile 61st
12-quarter low11.41%
12-quarter high18.78%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Heritage Bank of the Ozarks's Return on Average Equity?

Heritage Bank of the Ozarks's Return on Average Equity was 14.05% as of Q2 2026, ranking #1438 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Heritage Bank of the Ozarks profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57576) · FFIEC NIC profile (RSSD 3199811)