Hiawatha Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hiawatha Bank & Trust Company of Hiawatha, IA against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.25% | +0.26% | 50th above |
| ROAE | 15.05% | 13.21% | +1.84% | 52nd above |
| Net Interest Margin | 4.30% | 3.95% | +0.35% | 69th above |
| Efficiency Ratio | 55.52% | 61.29% | -5.77% | 59th above |
| PPNR / Avg Assets | 1.99% | — | — | 68th above |
| Yield on Earning Assets | 5.56% | 5.68% | -0.12% | 47th below |
| Cost of Funds | 1.41% | 1.88% | -0.47% | 71st above |
| Net Interest Spread | 3.61% | — | — | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.93% | -0.74% | 64th above |
| NPA / Total Assets | 0.22% | — | — | 54th above |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 1.09% | — | — | 37th below |
| ACL / NPLs (Coverage) | 588.29% | — | — | 72nd above |
| Texas Ratio | 2.09% | 7.37% | -5.28% | 57th above |
| Provision / NCO | 362.50% | — | — | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.81% | 11.73% | -0.92% | 40th below |
| Equity / Assets | 9.84% | 10.97% | -1.13% | 47th below |
| TCE / Tangible Assets | 9.84% | — | — | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.18% | 80.71% | +1.47% | 33rd below |
| Core Deposit Ratio | 97.29% | 86.89% | +10.40% | 93rd top |
| Wholesale Funding Ratio | 5.88% | — | — | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.84% | — | — | 88th top |
| Loan Growth (Y/Y) | 9.92% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 9.78% | — | — | 85th top |
See Hiawatha Bank & Trust Company's peers by name
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Unlock Hiawatha Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hiawatha Bank & Trust Company profile, how to read a UBPR, or how this data updates.