Home Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Home Federal Bank of Shreveport, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.34% | -0.29% | 36th below |
| ROAE | 11.10% | 13.32% | -2.22% | 42nd below |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 45th below |
| Efficiency Ratio | 63.90% | 61.14% | +2.76% | 42nd below |
| PPNR / Avg Assets | 1.47% | 1.68% | -0.21% | 43rd below |
| Yield on Earning Assets | 5.58% | 5.67% | -0.09% | 49th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.81% | 1.88% | -0.07% | 49th below |
| Net Interest Spread | 3.20% | 3.32% | -0.12% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.54% | 0.94% | -0.40% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.50% | 0.70% | -0.20% | 38th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 29th below |
| ACL / NPLs (Coverage) | 189.97% | 1539.59% | -1349.62% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.86% | 7.33% | -1.47% | 36th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.11% | 19.51% | -6.40% | 29th below |
| Tier 1 Ratio | 13.11% | 19.54% | -6.43% | 29th below |
| Total Capital Ratio | 14.20% | 20.63% | -6.43% | 29th below |
| Leverage Ratio | 9.29% | 12.14% | -2.85% | 17th bottom |
| Equity / Assets | 9.50% | 11.38% | -1.88% | 36th below |
| TCE / Tangible Assets | 8.98% | 11.09% | -2.11% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.25% | 80.64% | +2.61% | 44th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.82% | 86.86% | +1.96% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.65% | 6.85% | -1.20% | 60th above |
| Loan Growth (Y/Y) | 3.22% | 7.91% | -4.69% | 38th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.70% | 6.29% | -0.59% | 62nd above |
See Home Federal Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Home Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Home Federal Bank profile, how to read a UBPR, or how this data updates.