Home Federal Bank of Tennessee: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 2.6% to -$6.8M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.16% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $465.9M |
| Tier 1 capital | $465.9M |
| Total risk-based capital | — |
| Total equity capital | $459.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.84% |
| Tangible equity to tangible assets | 16.84% |
| Equity capital to average assets | 16.90% |
| Internal capital growth rate | 2.32% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $465.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.30% | 15.82% | 15.82% |
| Q4 2023 | 16.19% | 15.88% | 15.88% |
| Q1 2024 | 13.28% | 12.73% | 12.73% |
| Q2 2024 | 13.06% | 12.80% | 12.80% |
| Q3 2024 | 13.30% | 15.28% | 15.28% |
| Q4 2024 | 16.01% | 16.54% | 16.54% |
| Q1 2025 | 16.72% | 16.46% | 16.46% |
| Q2 2025 | 16.64% | 16.68% | 16.68% |
| Q3 2025 | 16.86% | 16.76% | 16.76% |
| Q4 2025 | 16.90% | 16.67% | 16.67% |
| Q1 2026 | 17.16% | 16.72% | 16.72% |
| Q2 2026 | 17.16% | 16.84% | 16.84% |
Home Federal Bank of Tennessee regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Home Federal Bank of Tennessee, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Home Federal Bank of Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29683) · FFIEC NIC profile (RSSD 105473)