Home Federal Savings and Loan Association of Grand Island: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 15.1% in Q2 2026, from $29.9M to $34.4M. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Home Federal Savings and Loan Association of Grand Island is 35th of 138 on loan-to-deposit ratio, 92.88% as of Q2 2026, above the middle of the field. Home Federal Savings and Loan Association of Grand Island reported 92.88% on loan-to-deposit ratio for Q2 2026, 11.94 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $34.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $98.1M |
| Fed funds sold and reverse repos | $8.1M |
| Fed funds sold and reverse repos to assets | 1.43% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.52% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.88% |
| Net loans and leases to deposits | 91.66% |
| Loans and leases to core deposits | 98.54% |
| Core deposits to total deposits | 88.53% |
| Brokered deposits to total deposits | 5.73% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.94% | 93.43% | $0 | $0 |
| Q4 2023 | 97.51% | 92.40% | $0 | $3.1M |
| Q1 2024 | 96.67% | 91.96% | $0 | $3.0M |
| Q2 2024 | 98.74% | 91.64% | $0 | $5.0M |
| Q3 2024 | 97.55% | 90.66% | $0 | $3.0M |
| Q4 2024 | 98.32% | 90.64% | $0 | $3.0M |
| Q1 2025 | 92.73% | 91.73% | $0 | $3.0M |
| Q2 2025 | 98.96% | 90.49% | $466K | $11.0M |
| Q3 2025 | 99.44% | 87.89% | $0 | $11.5M |
| Q4 2025 | 94.23% | 88.73% | $0 | $3.0M |
| Q1 2026 | 93.98% | 89.09% | $0 | $3.0M |
| Q2 2026 | 92.88% | 88.53% | $0 | $2.9M |
Home Federal Savings and Loan Association of Grand Island liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Home Federal Savings and Loan Association of Grand Island, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Home Federal Savings and Loan Association of Grand Island profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29476) · FFIEC NIC profile (RSSD 317379)