Home Savings and Loan Association of Carroll County, F.A.: Core Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
Home Savings and Loan Association of Carroll County, F.A. reported a core deposit ratio of 84.05% as of Q2 2026, ranking #2,609 of 3,656 U.S. banks (29th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.
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What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).
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What is Home Savings and Loan Association of Carroll County, F.A.'s Core Deposit Ratio?
Home Savings and Loan Association of Carroll County, F.A.'s Core Deposit Ratio was 84.05% as of Q2 2026, ranking #2609 of 3,656 U.S. banks.
What is the Core Deposit Ratio?
The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.
More Home Savings and Loan Association of Carroll County, F.A. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Home Savings and Loan Association of Carroll County, F.A. profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 27898) · FFIEC NIC profile (RSSD 612878)