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Home State Bank: Return on Average Equity

8.18% Ranks #2,797 of 3,648 U.S. banks · 23rd percentile

Data as of · sourced from FFIEC call reports. How we update

Home State Bank reported a return on average equity of 8.18% as of Q2 2026, ranking #2,797 of 3,648 U.S. banks (23rd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 8.18%
Q1 2026 -14.57%
Q4 2025 8.87%
Q3 2025 14.72%
Q2 2025 14.51%
Q1 2025 13.80%
Q4 2024 14.09%
Q3 2024 16.16%
Q2 2024 11.43%
Q1 2024 11.16%
Q4 2023 7.94%
Q3 2023 15.98%

National Context

Latest value 8.18%
National rank#2,797 of 3,648
Percentile 23rd
12-quarter low-14.57%
12-quarter high16.16%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Home State Bank's Return on Average Equity?

Home State Bank's Return on Average Equity was 8.18% as of Q2 2026, ranking #2797 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Home State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14867) · FFIEC NIC profile (RSSD 653947)