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Industrial Bank: Non-Performing Assets Ratio

3.49% Ranks #86 of 3,656 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

Industrial Bank reported a non-performing assets ratio of 3.49% as of Q2 2026, ranking #86 of 3,656 U.S. banks (98th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 3.49%
Q1 2026 3.35%
Q4 2025 3.77%
Q3 2025 2.19%
Q2 2025 1.98%
Q1 2025 1.68%
Q4 2024 1.46%
Q3 2024 2.02%
Q2 2024 2.07%
Q1 2024 2.34%
Q4 2023 2.13%
Q3 2023 1.84%

National Context

Latest value 3.49%
National rank#86 of 3,656
Percentile 98th
12-quarter low1.46%
12-quarter high3.77%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Industrial Bank's Non-Performing Assets Ratio?

Industrial Bank's Non-Performing Assets Ratio was 3.49% as of Q2 2026, ranking #86 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Industrial Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14679) · FFIEC NIC profile (RSSD 536527)