Integrity Bank Plus: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Integrity Bank Plus of Wabasso, MN against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 0.85% | +0.78% | 72nd above |
| ROAE | 15.76% | 5.23% | +10.53% | 82nd top |
| Net Interest Margin | 4.88% | 3.94% | +0.94% | 83rd top |
| Efficiency Ratio | 54.26% | 76.13% | -21.87% | 82nd top |
| PPNR / Avg Assets | 2.12% | — | — | 82nd top |
| Yield on Earning Assets | 5.98% | 5.42% | +0.56% | 75th top |
| Cost of Funds | 1.20% | 1.69% | -0.49% | 68th above |
| Net Interest Spread | 4.24% | — | — | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.27% | 1.23% | +1.04% | 17th bottom |
| NPA / Total Assets | 1.62% | — | — | 13th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.73% | — | — | 77th top |
| ACL / NPLs (Coverage) | 76.03% | — | — | 36th below |
| Texas Ratio | 14.14% | 7.23% | +6.91% | 11th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.97% | 25.12% | -10.15% | 20th bottom |
| Tier 1 Ratio | 14.97% | 25.12% | -10.15% | 20th bottom |
| Total Capital Ratio | 16.23% | — | — | 22nd bottom |
| Leverage Ratio | 11.52% | 14.13% | -2.61% | 33rd below |
| Equity / Assets | 10.69% | 13.07% | -2.38% | 32nd below |
| TCE / Tangible Assets | 10.26% | — | — | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.37% | 68.58% | +12.79% | 29th below |
| Core Deposit Ratio | 97.06% | 88.79% | +8.27% | 83rd top |
| Wholesale Funding Ratio | 0.54% | — | — | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.47% | — | — | 68th above |
| Loan Growth (Y/Y) | 3.54% | — | — | 53rd above |
| Deposit Growth (Y/Y) | 6.57% | — | — | 71st above |
See Integrity Bank Plus's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Integrity Bank Plus, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Integrity Bank Plus profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Integrity Bank Plus peer analysis.