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Integrity Bank SSB: Tier 1 Risk-Based Capital Ratio

23.67% Ranks #194 of 2,135 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

Integrity Bank SSB reported a tier 1 risk-based capital ratio of 23.67% as of Q2 2026, ranking #194 of 2,135 U.S. banks (91st percentile). That is down 24.96 percentage points from 48.64% a year earlier, and above the 15.50% median of the 888 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

7-Quarter Trend

Q4 2024 Q2 2026 (latest)
Q2 2026 23.67%
Q1 2026 25.95%
Q4 2025 32.53%
Q3 2025 36.44%
Q2 2025 48.64%
Q1 2025 79.17%
Q4 2024 219.08%

National Context

Latest value 23.67%
National rank#194 of 2,135
Percentile 91st
7-quarter low23.67%
7-quarter high219.08%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Integrity Bank SSB's Tier 1 Risk-Based Capital Ratio?

Integrity Bank SSB's Tier 1 Risk-Based Capital Ratio was 23.67% as of Q2 2026, ranking #194 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Integrity Bank SSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 59342) · FFIEC NIC profile (RSSD 5879201)