Integro Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Integro Bank of Phoenix, AZ against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -1.04% | 1.25% | -2.29% | 1st bottom |
| ROAE | -10.16% | 12.22% | -22.38% | 1st bottom |
| Net Interest Margin | 4.11% | 3.95% | +0.16% | 59th above |
| Efficiency Ratio | 105.12% | 63.71% | +41.41% | 2nd bottom |
| PPNR / Avg Assets | -0.25% | — | — | 1st bottom |
| Yield on Earning Assets | 6.89% | 5.67% | +1.22% | 94th top |
| Cost of Funds | 3.72% | 1.87% | +1.85% | 1st bottom |
| Net Interest Spread | 3.29% | — | — | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.71% | 0.88% | +2.83% | 4th bottom |
| NPA / Total Assets | 3.10% | — | — | 3rd bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.89% | — | — | 92nd top |
| ACL / NPLs (Coverage) | 50.95% | — | — | 10th bottom |
| Texas Ratio | 8.41% | 5.96% | +2.45% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.93% | 11.75% | -1.82% | 29th below |
| Equity / Assets | 10.29% | 10.98% | -0.69% | 49th below |
| TCE / Tangible Assets | 9.95% | — | — | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.45% | 80.44% | +25.01% | 6th bottom |
| Core Deposit Ratio | 78.03% | 86.95% | -8.92% | 13th bottom |
| Wholesale Funding Ratio | 9.83% | — | — | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 41.58% | — | — | 98th top |
| Loan Growth (Y/Y) | 70.25% | — | — | 99th top |
| Deposit Growth (Y/Y) | 34.09% | — | — | 98th top |
See Integro Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Integro Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Integro Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Integro Bank peer analysis.