International Bank of Chicago: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.81 percentage points in Q2 2026, from 13.08% to 15.89%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, International Bank of Chicago is 53rd of 323 on total deposits, $863.0M as of Q2 2026, above the middle of the field. Against a median of $279.6M for banks in the $100M-1B asset tier, International Bank of Chicago reported $863.0M on total deposits in Q2 2026, 209% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $863.0M |
| Domestic office deposits | $863.0M |
| Foreign office deposits | — |
| Deposits to total assets | 87.82% |
| Deposits to total liabilities | 99.30% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $137.1M |
| Savings deposits | $14.9M |
| Transaction accounts to domestic deposits | 35.66% |
| Time deposits | $42K |
| Time deposits under $100k | $142.0M |
| Time deposits $100k to $250k | $138.4M |
| Time deposits over $250k | $85.2M |
| Noninterest-bearing share of deposits | 15.89% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $679.7M |
| Core deposits to total deposits | 78.76% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $98.0M |
| Brokered deposits to total deposits | 11.36% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.97% |
| Interest expense on deposits | $5.5M |
| Loans and leases to core deposits | 96.14% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $844.1M | 78.97% | — | 11.92% | 3.46% |
| Q4 2023 | $733.7M | 73.43% | — | 15.82% | 3.62% |
| Q1 2024 | $826.4M | 74.85% | — | 15.45% | 3.89% |
| Q2 2024 | $882.4M | 75.83% | — | 13.70% | 4.08% |
| Q3 2024 | $911.8M | 75.17% | — | 14.33% | 4.10% |
| Q4 2024 | $863.3M | 75.39% | — | 14.00% | 3.91% |
| Q1 2025 | $879.7M | 74.15% | 27.25% | 13.38% | 3.72% |
| Q2 2025 | $873.4M | 75.65% | 27.12% | 12.50% | 3.64% |
| Q3 2025 | $867.8M | 76.65% | 25.97% | 12.19% | 3.56% |
| Q4 2025 | $847.1M | 77.14% | 28.30% | 11.37% | 3.31% |
| Q1 2026 | $865.6M | 78.24% | — | 11.50% | 2.97% |
| Q2 2026 | $863.0M | 78.76% | — | 11.36% | 2.97% |
International Bank of Chicago deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock International Bank of Chicago, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full International Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33708) · FFIEC NIC profile (RSSD 2006024)