Inwood National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Inwood National Bank of Dallas, TX against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.46% | +0.17% | 73rd above |
| ROAE | 14.29% | 12.71% | +1.58% | 65th above |
| Net Interest Margin | 3.05% | 3.85% | -0.80% | 16th bottom |
| Efficiency Ratio | 37.52% | 57.44% | -19.92% | 95th top |
| PPNR / Avg Assets | 1.90% | 1.88% | +0.02% | 63rd above |
| Yield on Earning Assets | 4.61% | 5.72% | -1.11% | 9th bottom |
| Cost of Funds | 1.71% | 2.02% | -0.31% | 69th above |
| Net Interest Spread | 2.17% | 3.18% | -1.01% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 1.00% | -0.62% | 67th above |
| NPA / Total Assets | 0.22% | 0.76% | -0.54% | 74th above |
| NCO / Avg Loans | 0.49% | 0.43% | +0.06% | 9th bottom |
| ACL / Total Loans | 0.87% | 1.31% | -0.44% | 17th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 231.07% | 543.88% | -312.81% | 60th above |
| Texas Ratio | 1.91% | 7.40% | -5.49% | 78th top |
| Provision / NCO | 105.73% | 619.60% | -513.87% | 36th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.18% | 17.34% | -1.16% | 79th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.18% | 17.37% | -1.19% | 78th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.98% | 18.42% | -1.44% | 77th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.79% | 11.44% | -0.65% | 57th above |
| Equity / Assets | 11.64% | 11.33% | +0.31% | 71st above |
| TCE / Tangible Assets | 11.00% | 10.50% | +0.50% | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.74% | 86.98% | -19.24% | 88th top |
| Core Deposit Ratio | 93.52% | 85.54% | +7.98% | 77th top |
| Uninsured Deposit Ratio | 47.46% | 33.10% | +14.36% | 12th bottom |
| Wholesale Funding Ratio | 2.09% | 5.71% | -3.62% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.59% | 9.70% | -9.11% | 19th bottom |
| Loan Growth (Y/Y) | 1.69% | 8.07% | -6.38% | 27th below |
| Deposit Growth (Y/Y) | -0.42% | 7.88% | -8.30% | 16th bottom |
See Inwood National Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Inwood National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Inwood National Bank profile, how to read a UBPR, or how this data updates.