Iowa State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 17.12 percentage points in Q2 2026, from 34.45% to 17.33%. It was the largest change from Q1 2026 among the key lines here. Iowa State Bank ranks 130th of 225 Iowa banks on total deposits, in the lower half at $187.5M (Q2 2026). Iowa State Bank reported $187.5M on total deposits for Q2 2026, 32% below the $276.0M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $187.5M |
| Domestic office deposits | $187.5M |
| Foreign office deposits | — |
| Deposits to total assets | 87.88% |
| Deposits to total liabilities | 99.46% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $32.0M |
| Savings deposits | $46.7M |
| Transaction accounts to domestic deposits | 32.63% |
| Time deposits | $40K |
| Time deposits under $100k | $28.4M |
| Time deposits $100k to $250k | $29.2M |
| Time deposits over $250k | $17.1M |
| Noninterest-bearing share of deposits | 17.33% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $170.4M |
| Core deposits to total deposits | 90.87% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.22% |
| Interest expense on deposits | $1.1M |
| Loans and leases to core deposits | 89.93% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $166.7M | 92.16% | 0.00% | 2.36% |
| Q4 2023 | $170.1M | 93.42% | 0.00% | 2.81% |
| Q1 2024 | $173.7M | 92.22% | 0.00% | 3.11% |
| Q2 2024 | $172.7M | 92.03% | 0.00% | 3.13% |
| Q3 2024 | $170.5M | 92.24% | 0.00% | 3.24% |
| Q4 2024 | $170.5M | 91.62% | 0.00% | 3.23% |
| Q1 2025 | $176.9M | 91.20% | 0.00% | 3.00% |
| Q2 2025 | $174.3M | 90.91% | 0.00% | 2.99% |
| Q3 2025 | $175.6M | 90.80% | 0.00% | 2.98% |
| Q4 2025 | $179.4M | 90.77% | 0.00% | 2.99% |
| Q1 2026 | $192.4M | 91.19% | 0.00% | 3.10% |
| Q2 2026 | $187.5M | 90.87% | 0.00% | 3.22% |
Iowa State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Iowa State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Iowa State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10497) · FFIEC NIC profile (RSSD 298049)