Iroquois Farmers State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Iroquois Farmers State Bank of Iroquois, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.35% | +0.19% | 66th above |
| ROAE | 17.63% | 12.05% | +5.58% | 78th top |
| Net Interest Margin | 4.01% | 3.90% | +0.11% | 54th above |
| Efficiency Ratio | 56.17% | 63.15% | -6.98% | 66th above |
| PPNR / Avg Assets | 1.72% | 1.64% | +0.08% | 58th above |
| Yield on Earning Assets | 5.17% | 5.65% | -0.48% | 30th below |
| Cost of Funds | 1.24% | 1.85% | -0.61% | 83rd top |
| Net Interest Spread | 3.63% | 3.35% | +0.28% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.81% | 0.92% | +0.89% | 15th bottom |
| NPA / Total Assets | 1.19% | 0.67% | +0.52% | 16th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 34th below |
| ACL / Total Loans | 0.44% | 1.28% | -0.84% | 2nd bottom |
| ACL / NPLs (Coverage) | 24.16% | 1645.83% | -1621.67% | 2nd bottom |
| Texas Ratio | 14.64% | 7.15% | +7.49% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.10% | 12.46% | -3.36% | 14th bottom |
| Equity / Assets | 8.54% | 11.67% | -3.13% | 20th bottom |
| TCE / Tangible Assets | 8.54% | 11.40% | -2.86% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.11% | 78.65% | -6.54% | 67th above |
| Core Deposit Ratio | 85.18% | 87.09% | -1.91% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.85% | 6.47% | -2.62% | 46th below |
| Loan Growth (Y/Y) | 10.92% | 7.64% | +3.28% | 76th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.85% | 6.02% | -1.17% | 56th above |
See Iroquois Farmers State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Iroquois Farmers State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Iroquois Farmers State Bank profile, how to read a UBPR, or how this data updates.