JD Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks JD Bank of Jennings, LA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.15% | 1.34% | -0.19% | 38th below |
| ROAE | 11.42% | 12.34% | -0.92% | 42nd below |
| Net Interest Margin | 4.25% | 3.83% | +0.42% | 81st top |
| Efficiency Ratio | 69.98% | 58.97% | +11.01% | 19th bottom |
| PPNR / Avg Assets | 1.39% | — | — | 29th below |
| Yield on Earning Assets | 5.38% | 5.71% | -0.33% | 40th below |
| Cost of Funds | 1.22% | 2.02% | -0.80% | 89th top |
| Net Interest Spread | 3.91% | — | — | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.40% | 0.87% | -0.47% | 60th above |
| NPA / Total Assets | 0.45% | — | — | 46th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.14% | 0.43% | -0.29% | 23rd bottom |
| ACL / Total Loans | 1.14% | — | — | 47th below |
| ACL / NPLs (Coverage) | 281.01% | — | — | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.19% | 5.48% | -1.29% | 44th below |
| Provision / NCO | 6.16% | — | — | 15th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 16.78% | 14.99% | +1.79% | 82nd top |
| Tier 1 Ratio | 16.78% | 15.02% | +1.76% | 81st top |
| Total Capital Ratio | 17.79% | — | — | 81st top |
| Leverage Ratio | 11.88% | 11.11% | +0.77% | 74th above |
| Equity / Assets | 10.36% | 11.02% | -0.66% | 49th below |
| TCE / Tangible Assets | 10.07% | — | — | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.64% | 86.99% | -17.35% | 86th top |
| Core Deposit Ratio | 93.58% | 85.57% | +8.01% | 77th top |
| Uninsured Deposit Ratio | 25.01% | 33.19% | -8.18% | 71st above |
| Wholesale Funding Ratio | 0.00% | — | — | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.06% | — | — | 41st below |
| Loan Growth (Y/Y) | 1.72% | — | — | 26th below |
| Deposit Growth (Y/Y) | 7.11% | — | — | 62nd above |
See JD Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock JD Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full JD Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the JD Bank peer analysis.