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Johnson Bank: Tier 1 Risk-Based Capital Ratio

15.62% Ranks #770 of 2,135 U.S. banks · 64th percentile

Data as of · sourced from FFIEC call reports. How we update

Johnson Bank reported a tier 1 risk-based capital ratio of 15.62% as of Q2 2026, ranking #770 of 2,135 U.S. banks (64th percentile). That is up 1.00 percentage points from 14.62% a year earlier, and above the 13.47% median of the 652 Large Community Banks ($1B–$10B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 15.62%
Q1 2026 16.04%
Q4 2025 15.64%
Q3 2025 14.88%
Q2 2025 14.62%
Q1 2025 15.60%
Q4 2024 15.50%
Q3 2024 15.34%
Q2 2024 15.54%
Q1 2024 16.54%
Q4 2023 16.60%
Q3 2023 15.90%

National Context

Latest value 15.62%
National rank#770 of 2,135
Percentile 64th
12-quarter low14.62%
12-quarter high16.60%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Johnson Bank's Tier 1 Risk-Based Capital Ratio?

Johnson Bank's Tier 1 Risk-Based Capital Ratio was 15.62% as of Q2 2026, ranking #770 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Johnson Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 20296) · FFIEC NIC profile (RSSD 58243)