Johnson Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 79.63 percentage points in Q2 2026, from 533.22% to 612.85%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Johnson Bank is 71st of 153 on return on assets, 1.38% as of Q2 2026. Johnson Bank reported 1.38% on return on assets for Q2 2026, 0.11 points above the 1.27% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.62% |
| Tier 1 risk-based capital ratio | 15.62% |
| Total risk-based capital ratio | 16.87% |
| Tier 1 leverage ratio | 12.33% |
| Equity capital to assets | 12.20% |
| Tangible equity to tangible assets | 12.03% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.23% |
| Non-performing assets ratio | 0.18% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.37% |
| Allowance for credit losses to loans | 1.42% |
| Reserve coverage of non-performing loans | 612.85% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.38% |
| Return on equity | 11.08% |
| Net interest margin | 3.55% |
| Efficiency ratio | 61.36% |
| Yield on earning assets | 5.34% |
| Cost of funds | 1.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.56% |
| Core deposits to total deposits | 92.48% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 79.62% |
| Securities to assets | 15.18% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.90% | 15.90% | 17.15% | 12.51% | 0.61% |
| Q4 2023 | 16.60% | 16.60% | 17.85% | 12.71% | 1.04% |
| Q1 2024 | 16.54% | 16.54% | 17.79% | 13.00% | 0.95% |
| Q2 2024 | 15.54% | 15.54% | 16.80% | 12.41% | 1.06% |
| Q3 2024 | 15.34% | 15.34% | 16.60% | 12.24% | 0.81% |
| Q4 2024 | 15.50% | 15.50% | 16.75% | 12.39% | 0.76% |
| Q1 2025 | 15.60% | 15.60% | 16.85% | 12.53% | 1.06% |
| Q2 2025 | 14.62% | 14.62% | 15.87% | 11.78% | 0.77% |
| Q3 2025 | 14.88% | 14.88% | 16.14% | 11.98% | 1.26% |
| Q4 2025 | 15.64% | 15.64% | 16.89% | 11.96% | 1.21% |
| Q1 2026 | 16.04% | 16.04% | 17.30% | 12.47% | 1.24% |
| Q2 2026 | 15.62% | 15.62% | 16.87% | 12.33% | 1.38% |
Johnson Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Johnson Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Johnson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20296) · FFIEC NIC profile (RSSD 58243)