Jonestown Bank and Trust Company of Jonestown, Pennsylvania: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 3.13 percentage points in Q2 2026, from 95.81% to 98.94%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Jonestown Bank and Trust Company of Jonestown, Pennsylvania is 24th of 109 on loan-to-deposit ratio, 98.94% as of Q2 2026, above the middle of the field. Jonestown Bank and Trust Company of Jonestown, Pennsylvania reported 98.94% on loan-to-deposit ratio for Q2 2026, 10.74 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $102.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $147.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $58.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.77% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.94% |
| Net loans and leases to deposits | 97.75% |
| Loans and leases to core deposits | 103.35% |
| Core deposits to total deposits | 95.74% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 105.69% | 93.55% | $0 | $83.1M |
| Q4 2023 | 108.80% | 93.47% | $0 | $83.1M |
| Q1 2024 | 102.50% | 92.70% | $0 | $79.1M |
| Q2 2024 | 101.16% | 94.45% | $0 | $74.1M |
| Q3 2024 | 98.63% | 94.66% | $0 | $69.1M |
| Q4 2024 | 97.21% | 94.74% | $0 | $64.1M |
| Q1 2025 | 96.49% | 94.79% | $0 | $58.0M |
| Q2 2025 | 97.18% | 95.22% | $0 | $48.0M |
| Q3 2025 | 98.21% | 95.64% | $0 | $48.0M |
| Q4 2025 | 97.81% | 95.18% | $0 | $48.0M |
| Q1 2026 | 95.81% | 95.49% | $0 | $48.0M |
| Q2 2026 | 98.94% | 95.74% | $0 | $58.0M |
Jonestown Bank and Trust Company of Jonestown, Pennsylvania liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Jonestown Bank and Trust Company of Jonestown, Pennsylvania, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jonestown Bank and Trust Company of Jonestown, Pennsylvania profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10677) · FFIEC NIC profile (RSSD 653611)