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Kansas State Bank: Tier 1 Risk-Based Capital Ratio

18.55%

Data as of · sourced from FFIEC call reports. How we update

Kansas State Bank reported a tier 1 risk-based capital ratio of 18.55% as of Q2 2025. That is up 0.26 percentage points from 18.28% a year earlier, and above the 15.49% median of the 887 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2022 Q2 2025 (latest)
Q2 2025 18.55%
Q1 2025 19.11%
Q4 2024 19.23%
Q3 2024 19.21%
Q2 2024 18.28%
Q1 2024 19.45%
Q4 2023 19.07%
Q3 2023 18.86%
Q2 2023 18.65%
Q1 2023 18.82%
Q4 2022 18.27%
Q3 2022 18.91%

National Context

Latest value 18.55%
12-quarter low18.27%
12-quarter high19.45%
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What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Kansas State Bank's Tier 1 Risk-Based Capital Ratio?

Kansas State Bank's Tier 1 Risk-Based Capital Ratio was 18.55% as of Q2 2025.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Kansas State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1865) · FFIEC NIC profile (RSSD 582654)