Kearny Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Kearny Bank of Fairfield, NJ against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.38% | 1.46% | -1.08% | 6th bottom |
| ROAE | 4.06% | 12.74% | -8.68% | 8th bottom |
| Net Interest Margin | 2.25% | 3.85% | -1.60% | 3rd bottom |
| Efficiency Ratio | 72.72% | 57.36% | +15.36% | 16th bottom |
| PPNR / Avg Assets | 0.64% | 1.88% | -1.24% | 6th bottom |
| Yield on Earning Assets | 4.60% | 5.72% | -1.12% | 9th bottom |
| Cost of Funds | 2.47% | 2.01% | +0.46% | 23rd bottom |
| Net Interest Spread | 1.87% | 3.18% | -1.31% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.25% | 1.00% | +0.25% | 25th below |
| NPA / Total Assets | 1.03% | 0.76% | +0.27% | 23rd bottom |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 69th above |
| ACL / Total Loans | 0.77% | 1.31% | -0.54% | 13th bottom |
| ACL / NPLs (Coverage) | 62.02% | 544.82% | -482.80% | 14th bottom |
| Texas Ratio | 12.09% | 7.38% | +4.71% | 17th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 179.70% | 620.15% | -440.45% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.44% | 17.35% | -3.91% | 49th below |
| Tier 1 Ratio | 13.44% | 17.38% | -3.94% | 49th below |
| Total Capital Ratio | 14.38% | 18.43% | -4.05% | 45th below |
| Leverage Ratio | 8.83% | 11.44% | -2.61% | 9th bottom |
| Equity / Assets | 9.41% | 11.34% | -1.93% | 30th below |
| TCE / Tangible Assets | 8.04% | 10.51% | -2.47% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.52% | 86.91% | +15.61% | 12th bottom |
| Core Deposit Ratio | 82.61% | 85.56% | -2.95% | 27th below |
| Uninsured Deposit Ratio | 39.15% | 33.10% | +6.05% | 29th below |
| Wholesale Funding Ratio | 15.27% | 5.67% | +9.60% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.80% | 9.71% | -10.51% | 12th bottom |
| Loan Growth (Y/Y) | 1.07% | 8.08% | -7.01% | 22nd bottom |
| Deposit Growth (Y/Y) | 0.58% | 7.89% | -7.31% | 22nd bottom |
See Kearny Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Kearny Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Kearny Bank profile, how to read a UBPR, or how this data updates.